There are a lot of places you could do your banking. Local banks, national branch offices, banks that are online only - they all offer very similar services. The difference comes in the way that they offer them, in what the service is behind the service.
National banks offer a brand and branch proliferation while online-specific banks bring flexibility to the space, but it’s the community bank that can refocus their services to your specific needs. They don’t need to offer and do what everyone else does, they offer what’s truly needed by you, your neighbors, and friends.
The benefits of community banks go beyond dollars and cents into something more intangible.
A Unique Perspective
Community banks hold a unique position. They are not just businesses, they are the drivers of the community's business. They are invested in making decisions that help the community grow not just to build their bottom line but because they can see first-hand the impact of a strong, vibrant community.
Going to a large, national bank for a business loan you’re looked at as just numbers but at a community bank, you’re Joyce who wants to put a bookstore on the corner because there isn’t one for 60 miles. And that’s what they’ll see because the most important part of the community bank’s description is “community.”
Community Bank Benefits
The unique perspective that a community bank has enables its banking team to sculpt services and offers that fit the specific needs of the region.
A community investment
A local bank is a cornerstone of the community. By placing your savings with them, you’re helping them have the resources they need to invest in the community. The money that you put in a community bank, stays in the community and can be used to make it stronger.
At Security State Bank, we see ourselves as your neighbors and everyone knows that the way a community grows is when neighbors step up and help each other. While we try to do that everyday from a business standpoint, we also try and support our neighbors in other ways as well. That includes:
- Collecting toys at the holidays
- Working with local food pantries
- Collecting pet supplies
- Hosting a breakfast to honor our veterans
Here for every moment
We’re not just interested in cashing your paycheck. We want to be there for you for all of your key life moments. Buying a new car? Sending a kid off to college? Getting that kid started with their first savings account? We’ll be with you for every milestone.
One of those milestones are your celebrations around the winter holidays. You can take away some of the stress of the season by opening a Christmas Club account in January. Set-up regular deposits throughout the year which will compound with a premium interest rate. Come November you’ll have what you need to start putting smiles on your families’ faces.
Not just a community bank, but a community supporter
The backbone of the community are the people. As a community bank we know who our citizens are and what they need. It’s why we don’t have broad, general financial products like a national bank would offer. We offer solutions that help the people in the region meet their goals and help them to be who they want to be.
Those solutions include:
- HERO accounts for any first responder including active military, veterans, police, firefighters, and healthcare workers.
- Sponsorship and support for the Gillette College Rodeo
- Community fair sponsorships
Building relationships
A lot of business these days is strictly transactional - you do something for me, we’ll do something for you. Of course transactions are an inherent part of the banking world but a community bank uses those to develop relationships. Those relationships foster trust so that your banker doesn’t see you as a balance sheet or a credit score and you see your bank as more than just somewhere to place your money.
So when the time comes to apply for that home loan, or college account, or boost for your business you’ll have the confidence that your banker is doing all that they can for you.
Small Enough To Listen, Big Enough to Help
For nearly 100 years we’ve been part of the Northern Wyoming community. Since the beginning, we’ve understood that our most important asset are the community members we see everyday. We are proud to be your community bank and look forward to strengthening our partnership with our members. As you have financial needs, reach out to your local branch, we’d love to help.
